IMPORTANT INFORMATION

Before accessing this website you must confirm that you meet the eligibility criteria and are happy to proceed based on agreement with the information provided below. If you are unable to provide this confirmation you must not proceed any further and should decline continued use of this website.

By clicking on Accept and continuing to use this website you are agreeing that you have read, understood and agree to the Important Information detailed below and you are representing and warranting that the applicable laws and regulations of your jurisdiction allow you to access this website

Retail Investors are clients who are neither Professional Intermediaries nor Institutional Investors.

Please feel free to contact us at UKInstitutional@santanderam.com if you have any questions relating to any of the Important Information contained in this section.

INVESTOR TYPE 

Certain information on this website is restricted by investor type. Santander Asset Management UK Limited (SAM UK) does not accept any responsibility and will not be liable for any damages or losses suffered as the result of you accessing areas of www.santanderassetmanagement.co.uk that are not appropriate for your investor type.

ABOUT THIS WEBSITE

This website is operated by SAM UK and the information detailed within it is made available solely to those who are 18 years old and over and resident within the United Kingdom. If you are not 18 years old or over and are not resident in the United Kingdom please do not proceed any further.

This website is governed by the laws of the country of the United Kingdom within which you reside and any dispute or action arising out of this website shall be determined in accordance with such laws.

The information provided on this website is not intended to provide investment or tax advice. This website is solely for informational purposes and does not constitute a recommendation, advice (whether financial, tax or legal), an offer, invitation or solicitation to purchase or sell investment funds or other financial products mentioned herein (the “Funds”), and should not be relied upon as the sole basis for evaluating or assessing the Funds.

Applications to invest in any Fund must only be made on the basis of the offering documents relating to the specific Fund (such as, the Prospectus and the Key Investor Information Document (KIID) of other applicable documentation) and may not be made via this website.

You should be aware that investment in the Funds involves risk and that not all Funds may be appropriate for all parties.

Please note that Funds described within this website are not for distribution and do not constitute an offer to sell or the solicitation of any offer to buy any securities or services in the United States or in any of its territories or possessions subject to its jurisdiction or to or for the benefit of any United States Person. For these purposes, a United States Person includes but is not limited to a person (including a partnership, corporation, limited liability company or similar entity) that is a citizen or resident of the United States or is organised or incorporated under the laws of the United States of America. The Funds have not been registered in the United States under the Investment Company Act of 1940 and units or shares in the Funds are not registered in the United States under the Securities Act of 1933 of the United States as amended. SAM UK has not been and will not be registered under the United States Investment Advisors Act of 1940.

If you are in any doubt about the information shown on this website or if you wish to obtain personal advice as to whether an investment is suitable for your needs, you should consult a suitably qualified financial adviser. You may need to pay to do this.

RISK STATEMENT

You should be aware of the risks associated with investment in the Funds.

Investment in the Funds may be subject to investment risks: market risk, credit risk, issuer and counterparty risk, liquidity risk, foreign currency risk and, where applicable, risks pertaining to emerging markets. Additionally, if the Funds hold their investments in hedge funds, assets, real estate funds, commodities and private equity, it should be noted that these can be subject to valuation and operational risks inherent in these type of assets and markets as well as the risk of fraud or risk derived from investing in unregulated or unsupervised markets or unlisted assets.

Please be advised that:

• Any pricing information, return estimates or indications of past performance detailed in this website are not a guide to future performance.
• The value of investments and income from them may go down as well as up and are not guaranteed.
• You may not get back the amount you invested.
• For Funds that invest in bonds, the value of investments can fall if a bond issuer defaults, receives a lower credit rating, or if the risk rating of an individual issue changes.
• Investments in overseas securities may be affected by changes in the rates of exchange which may also cause the value of your investment and any income it may pay to go down or up.
• Any favourable tax treatment of a product (including but not limited to ISAs) is subject to government legislation and as such may change at any time.
• Fluctuation may be particularly marked in the case of a higher volatility Fund and the value of an investment may fall suddenly and substantially.

TAX

To the extent that this website refers to a particular tax treatment, such tax treatment will depend upon your individual circumstances and may be subject to change in the future. You should seek specific professional advice before making any investment decision.

CONTENT

While the information and opinions provided on this website have been compiled in good faith and we believe that the information detailed on this website is accurate as at the date of publication, SAM UK does not warrant or guarantee either implicitly or explicitly, that the information will be accurate, complete and current at all times. SAM UK does not assume any liability for any use or misuse of the information detailed on this website.

Please be aware that SAM UK will update the content on the website and this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure the information is up to date.

SAM UK accepts no liability for any loss that may arise if the Funds specified within this website become unavailable.

Where a claim is brought against SAM UK by a third party in relation to your use of this website, you hereby agree to fully reimburse SAM UK for all losses, costs, actions, proceedings, claims, damages, expenses (including reasonable legal costs and expenses), or liabilities, whatsoever suffered or incurred directly by SAM UK as a consequence of improper use of this website. Neither party should be liable to the other for any loss or damage which may be suffered by the other party due to any cause beyond the first party's reasonable control including without limitation any power failure. 

SECURITY

SAM UK takes all practical steps to ensure the security of this website, however you are responsible for ensuring that your computer system or device used to access this website meets all relevant technical specifications necessary to use the website. You also understand that SAM UK cannot and does not guarantee or warrant that any material available on the website will be free from infection, viruses and/or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output. SAM UK accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this website.

CONTACT US

If you have any questions about the Important Information or our Privacy Policy, please contact us by email at UKInstitutional@santanderam.com.

If you believe any information on this website is inaccurate or have any suggestions and/or concerns - please email us at UKInstitutional@santanderam.com.

If you have questions on a particular Fund, product or service, please use the contact details shown in the Contact Us page of this website.

Please note that calls may be recorded or monitored for training and security purposes.

INTELLECTUAL PROPERTY RIGHTS

Intellectual Property Rights means any patents, copyright, database rights, design rights, registered designs, trademarks or service marks, trade names or know-how (whether registered or not) and all rights or forms of protection of a similar nature existing anywhere in the world. All Intellectual Property Rights on this website are owned by or licensed to SAM UK and may not be reproduced or copied except as set out in the Copyright section below.

COPYRIGHT

The reproduction of any material present on this website is prohibited, except that you may print or download extracts for personal and private use only.

HYPERTEXT LINKS

Certain hypertext links in this website may lead you to websites which are not under the control of SAM UK. When you activate these, you might leave the SAM UK website. In so doing, you may be proceeding to the website of an organisation that is not regulated under the UK Financial Services and Markets Act 2000 (as amended by the Financial Services Act 2012).  It is also possible that links to SAM UK's website appear on sites developed by third parties. SAM UK has not conducted a review of any third-party sites that link to SAM UK's website.

Hypertext links are provided solely for your convenience and do not represent any endorsement or recommendation by SAM UK.  Access to third party hypertext links is undertaken at your own will and exclusive risk.

SAM UK accepts no responsibility or liability for the content of any third party website to which or from which a hypertext link exists and gives no representation or warranty as to the information on such websites.

SAM UK accepts no responsibility or liability for any loss arising from any contract entered into with any website to which or from which a hypertext link exists.

Santander Asset Management UK Limited. Registered Office: 287 St. Vincent Street, Glasgow, Scotland, G2 5NB, United Kingdom. Registered Number SC106669.  Registered in Scotland. www.santanderassetmanagement.co.uk.  Authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 122491. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register.  Santander and the flame logo are registered trademarks.